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DISABILITY

Voluntary Short-Term Disability

Only offered at Open Enrollment in July.

Employees may elect Voluntary Short-Term Disability that provides income replacement while out on disability.

Weekly Benefit: Your weekly maximum benefit will be no more than 60% of your weekly earnings. The maximum weekly benefit is $1,250

Benefits Begin: There is an 8 day waiting period for accident or a sickness

Duration: Benefits may continue up to 26 weeks if you have less than 5 years of service. If you have more than 5
years of service benefits may continue up to 13 weeks.

Long-Term Disability Coverage Employer Paid Benefit

Employees that have worked full time and have 5+ years of service are automatically enrolled in Long-Term Disability insurance at no cost to you. The coverage allows for income replacement if you are disabled for a longer period of time.

Monthly benefit: The benefit is 60% of your pay to a maximum of $10,000.

Duration: Benefits may continue until your Social Security Normal Retirement Age.

Disability

www.guardiananytime.com

STD: 800-268-2525
LTD: 877-814-8970

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