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MEDICAL

$3,000 Deductible PPO Plan

All covered expenses (except preventive care), including prescription drugs, are first applied to the deductible before Medical Mutual will start to pay.

Preventive Care (according to appropriate age and gender guidelines) covered at 100%

Charges for Non-emergency services in the Emergency Room are not covered

$2,800 Deductible HSA Plan

This High Deductible Health Plan (HDHP) qualifies for participation in a Health Savings Account (HSA). These tax advantaged accounts can be used to pay for qualified medical expenses as defined by the IRS.

All covered expenses (except preventive care), including prescription drugs, are first applied to the deductible before Medical Mutual will start to pay. Once you have met the deductible under the plan, prescription copays will apply.

The company will contribute $300 for singles and $600 for family to your HSA account. Contributions will be distributed every 6 months.

Preventive Care (according to appropriate age and gender guidelines) is covered at 100%.

Charges for Non-emergency services in the Emergency Room are not covered

$3,000 Deductible PPO Plan
  In-Network Out-of-Network
Deductible $3,000/$6,000 $5,000/$10,000
Maximum Out-of-Pocket  $6,350 / $12,700  $10,000 / $20,000
Primary Care Visits 40% after deductible 50% after deductible
Preventive Care 100% 50% after deductible
Specialist Visits 40% after deductible 50% after deductible
Emergency Room 40% after deductible 40% after deductible
Urgent Care 40% after deductible 50% after deductible
Rx Retail Copays
Generic 40% after deductible Not Covered
Preferred Brand 40% after deductible Not Covered
Non-Preferred Brand 40% after deductible Not Covered
Rx Mail Order
Generic 40% after deductible Not Covered
Preferred Brand 40% after deductible Not Covered
Non-Preferred Brand 40% after deductible Not Covered
Employee Level Bi-Weekly Rate
Employee $59.39
Employee + Spouse $153.09
Employee + Child(ren) $130.17
Family $164.61
$2,800 Deductible HSA Plan
  In-Network Out-of-Network
Deductible  $2,800/ $5,600 $5,000/$10,000
Maximum Out-of-Pocket  $3,800 / $7,600  $10,000 / $20,000
Primary Care Visits 0% after deductible 30% after deductible
Preventive Care 100% 30% after deductible
Specialist Visits 0% after deductible 30% after deductible
Emergency Room 0% after deductible 0% after deductible
Urgent Care 0% after deductible 30% after deductible
Rx Retail Copays
Generic $10 copay after deductible Not Covered
Preferred Brand $30 copay after deductible Not Covered
Non-Preferred Brand $50 copay after deductible Not Covered
Specialty 25% up to $150 after deductible Not Covered
Rx Mail Order
Generic $10 copay after deductible Not Covered
Preferred Brand $75 copay after deductible Not Covered
Non-Preferred Brand $150 copay after deductible Not Covered
Employee Level Bi-Weekly Rate
Employee $70.13
Employee + Spouse $177.44
Employee + Child(ren) $153.95
Family $194.68

As a plan member, you have access to many consumer education tools and programs designed to help you manage you and your dependents’ medical care 24 hours a day, 7 days a week. You can log into www.medmutual.com and tour the site. Once enrolled you may register for your individual login and password and take advantage of even more tools.